Interested in Becoming a Homeowner: Here are 5 Mortgage Loans You Should Know About
Millions of Americans dream of obtaining homeownership. While the prospect of owning a home can seem difficult these days, there are mortgage loan options built to fit practically anyone’s…
What is a Credit Reference?
A credit reference is a document, person, or company that gives a snapshot of your creditworthiness on which lenders base their decisions on accepting a credit or loan application. In this…
What Happens to Credit Card Debt When You Die?
Even if the cardholder dies, the debt will remain. It will be paid from the decedent’s estate or passed on to the joint account holder. Yet, there’s more to think about. In this…
What Credit Score Do You Need for an Apple Card?
Want to get your hands on the sleek and smart Apple Card? It’s critical to understand the credit score requirements before applying. In this post, we’ll look at the credit score…
Is 700 A Good Credit Score – The Informative Guide
A credit score of 700 is considered good by most banks, credit bureaus, and lenders. It is a respectable score demonstrating the borrower’s ability to manage their finances. This article will…
How Much Can I Borrow with an 800 Credit Score in the US: What You Need To Know
As a responsible borrower, one of the most important questions you may have is how much can I borrow with an 800 credit score in the US. You see, an 800 credit score is considered to be…
Recent Posts
Is a Car an Asset or a Liability?
A car has value, but also costs a lot of money to run. So, is a car an asset or a liability? How should you include your vehicle in your net worth calculation? To make a long story short, a…
Is 580 A Good Credit Score? Everything You Need to Know
In general, a credit score under 600 is not ideal. It is considered fair or subprime based on the FICO®. This raises the question; is 580 a good credit score? Continue reading this article to…
Does Soft Inquiry Affect Credit Scores?
A soft inquiry does not affect your credit score. Lending or financial institutions, companies, employers, or landlords will make a soft inquiry if they want to check a person’s credit history…
What Credit Score Do You Need for a CareCredit?
What Credit Score Do You Need for a CareCredit? Generally, a score of 620 or higher is the recommended credit score you need to be approved for a CareCredit card. If your credit score is…
Do I Need A Business Bank Account? (You Probably Do, Here’s Why)
Do I need a business bank account? Should you open a separate bank account for your business? It’s a common question business owners ask when starting their business. You may already…
The Benefits of a 750 Credit Score – Worth It!
Nowadays, it’s all about the credit score. The banks pull up a person’s credit history if they apply for a mortgage loan. If someone takes out a personal loan, pretty sure the creditor is well…