Millions of Americans dream of obtaining homeownership. While the prospect of owning a home can seem difficult these days, there are mortgage loan options built to fit practically anyone’s…

A credit reference is a document, person, or company that gives a snapshot of your creditworthiness on which lenders base their decisions on accepting a credit or loan application.  In this…

Even if the cardholder dies, the debt will remain. It will be paid from the decedent’s estate or passed on to the joint account holder. Yet, there’s more to think about. In this…

Want to get your hands on the sleek and smart Apple Card? It’s critical to understand the credit score requirements before applying.  In this post, we’ll look at the credit score…

A credit score of 700 is considered good by most banks, credit bureaus, and lenders. It is a respectable score demonstrating the borrower’s ability to manage their finances. This article will…

As a responsible borrower, one of the most important questions you may have is how much can I borrow with an 800 credit score in the US. You see, an 800 credit score is considered to be…

A car has value, but also costs a lot of money to run. So, is a car an asset or a liability? ​​How should you include your vehicle in your net worth calculation?  To make a long story short, a…

In general, a credit score under 600 is not ideal. It is considered fair or subprime based on the FICO®. This raises the question; is 580 a good credit score? Continue reading this article to…

What Credit Score Do You Need for a CareCredit?  Generally, a score of 620 or higher is the recommended credit score you need to be approved for a CareCredit card. If your credit score is…