Ride and Save with the Best Credit Card for Uber in 2022

Overview — The Sapphire Reserve is Chase’s flagship card, and for good reason too! Namely, this card will provide outstanding rewards in many spending categories. As such, it’s not the easiest card to qualify for. Nevertheless, if your credit is good enough to get you approved and you don’t mind the slightly higher annual fee, it’s most definitely worth it.

Ridesharing benefits — This particular Chase credit card earns triple points on all travel purchases, including ridesharing. Plus, you’ll earn triple points for dining out and delivery services, so your entire evening could earn you triple points.

Additionally, Lyft rides earn x10 the points. Likewise, the card entitles you to a one-year Lyft Pink membership, which offers preferred pricing, priority pickups, and more.

By the way, Chase credit cards are among top picks for gas credit cards too.

Other perks — Perhaps this card’s most lucrative feature is the extremely generous welcome bonus of 60,000 Chase Ultimate Rewards points.

You’ll receive the points after spending $4,000 within the first three months of opening an account. And, if redeemed correctly, those 60,000 points match $900 in rewards.

Plus, the card automatically reimburses up to $300 of travel purchases every year. That includes gas station and grocery store purchases until December 21, 2021.

Overall, this is the best credit card for Lyft bar none and for ridesharing in general. The added travel benefits, as well as the sign-up bonus, are just the cherry on top, rightfully earning it the top spot on our list.

Overview — After pausing applications for the Propel card, Wells Fargo introduced this new cashback card to its lineup, and we couldn’t be more pleased with it. So much so that we’re recommending it as the best card for Uber when it comes to flat-rate cashback.

Therefore, if you’re sick of juggling cards and want to have a good ridesharing card that also rewards general purchasing, Active Cash is your one-card solution.

Simple cashback — To our delight, Wells Fargo’s Active Cash gives you 2% cashback on all purchases. Better yet, there are no category limitations, no spending limits, and no quarterly activations.

In fact, you can redeem the cashback rewards to cover recent transactions as account credit, gift cards, or even $20 increments at the ATM.

Generous intro APR — Active Cash offers 0% APR on purchases and balance transfers for a whopping 15 months after opening an account. At the same time, the intro APR applies to balance transfers made up to 120 days from opening an account.

Moreover, it’s one of the best credit cards for Uber with a $0 annual fee so you don’t have to worry about adding up fees to see whether you earned enough cashback to cover it.

Other perks — You’ll also receive the perks of owning a Visa Signature card, including 24/7 concierge services and access to benefits from luxury destinations around the world.

Therefore, besides providing excellent loans for home improvements, Wells Fargo has an outstanding Uber card, as well.

Overview — Apple took its time coming to an agreement with Goldman Sachs regarding this card. The end result? An amazing card that perfectly fits the Apple ecosystem.

Hence, if you’re an Apple fan, this is definitely the one for you. Note, though, that an iPhone is required to use this card.

Ridesharing benefits — When you use this credit card for Uber and Uber Eats purchases; you’ll receive 3% cashback on every dollar you spend. Better yet, with Apple Card’s Daily Cash feature, you don’t have to wait until the end of the billing cycle to get your cashback rewards.

Other perks — What we also liked about this card were the many benefits it offered; namely, 3% cashback for purchases from Walgreens and Duane Reade made through Apple Pay, in-store T-Mobile purchases made with Apple Pay, and Nike purchases made in US stores or online Apple Pay.

To our delight, Exxon Mobil gas station purchases are also included — whether you spend on gas or in the convenience stores — as well as Panera purchases made with Apple Pay. All other purchases made with Apple Pay get 2% cashback, and those made with the physical card get 1% cashback.

All that makes this one of the best credit cards to use for Uber and a great credit card overall if you use Apple Pay a lot.

Overview — American Express is known chiefly for great travel rewards. Yet, this card is something else entirely. Namely, Blue Cash Preferred is an exceptional card for grocery spending and one of the best cards to use for Uber and other transit options.

Ridesharing benefits — We’re happy to inform you that the AmEx Cash Preferred card gives you 3% cashback on transit spending, which includes rideshares, parking, buses, trains, tolls, and other transportation costs.

Other perks — The 3% cashback rewards also entail spending at any US gas station. Still, the thing that makes this card so appealing for families is an unparalleled 6% cashback on purchases made in supermarkets. And the 6% cashback on streaming service subscriptions in the US is the icing on the cake.

The first year has a 0% introductory annual fee, which jumps up to $95 the following year. However, if you spend $3,000 within the first six months of getting the card, you’ll get a neat $300 bonus cashback, which practically pays off the card for three years.

Lastly, if you’re looking to replace the recently discontinued Barclays Uber Visa Card, this one has much better overall rewards.

Overview — Citi made this card to be a balance transfer powerhouse, and boy does it deliver. Along the way, it also attached quite a few benefits, which puts this among the best credit cards for most categories, including rideshares.

Ridesharing benefits — This card pretty much does what it says on the package. You’ll get 2% cashback for every dollar spent with no category restrictions and no maximum cashback cap.

Moreover, you can redeem cashback rewards as a statement credit, check, deposit, or even convert the rewards to Citi points.

Other perks — Besides comprehensive cashback rewards, this credit card mainly stands out for an exceptionally long introductory APR on balance transfers.

So, if you’ve been dragging a big balance around for a while, this card might be ideal for you. Likewise, you probably won’t find a better card for balance transfers when searching for an Uber credit card with rewards.

Note, though, that the introductory APR doesn’t extend to purchases.

Other benefits include identity theft protection, zero liability on unauthorized charges, and 24-hour fraud protection.

Overview — The AmEx Platinum has some of the best travel benefits of any credit card and an unmatched welcome bonus. Hence, if you’ve got the credit score for this uber credit card and can afford the annual fee, it’s a no-brainer really.

Ridesharing benefits — Every month, Platinum card members receive $15 in Uber Cash. You can spend Uber Cash via the Uber app on most Uber services, including Uber Eats and rideshares.

What we also liked was the $20 bonus in December, for a total of $200 in Uber Cash every year. On top of that, cardholders become members of Uber VIP, where available.

Other perks — Right now, the AmEx Platinum card has a 100,000-point welcome bonus when you spend $5,000 within the first six months of setting an account. Additionally, all gas stations and supermarket purchases earn x10 the points for the first six months.

Depending on how you redeem those points, you could be looking at over $2,000 in rewards from the welcome bonus alone. These rewards place Platinum among the best credit cards for any purpose.

After the initial six months have passed, all flights purchased directly from airlines or AmExTravel.com earn five times the points. Likewise, prepaid hotel stays booked through AmExTravel.com also earn five times the points.

Overview — This Capital One card rewards you with miles that you can spend on travel. And as a Visa card, it’s accepted in most places that accept credit cards, making it an excellent choice for people who want to use their rewards on overseas travel.

Ridesharing benefits — Instead of exchanging your miles for travel, you can use them to pay for rideshares. With Capital One’s Purchase Eraser, you can use miles to pay for any travel purchase within 90 days.

As a result, the Purchase Eraser feature makes this the best credit card for Uber and Lyft for those of us who want flexible rewards.

Other perks — For a limited time, you can earn 100,000 bonus miles if you spend $20,000 on purchases within the first year of getting this card. Likewise, you can earn 50,000 bonus miles for spending just $3,000 in the first three months, which is more easily attainable than the former.

And to our delight, the miles don’t expire as long as your account is open, and there’s no limit to the number of miles you can earn.

In addition, you’ll also earn twice the miles for all purchases made with the Capital One Venture Rewards card with no cap.

Overall, this card is a little more demanding than some other Uber credit cards, but it’s the best deal you’ll get at such a low annual fee.

Overview — Despite the Chase Freedom Unlimited Uber promotion no longer being available,  the beloved brand replaced it with equally appealing ridesharing benefits.

Simply put, if you want benefits similar to those of the Chase Sapphire Reserve but don’t meet the credit score requirements, this is the card for you.

Ridesharing benefits — This is a cashback card, and Chase worked out a special deal with Lyft. In other words, the card provides 5% cashback on all Lyft rides through March 2022.

Other perks — For starters, you can earn a $200 cashback bonus when you spend $500 on purchases within the first three months of opening the account.

And albeit it doesn’t explicitly offer discounts for Uber, Chase Freedom Unlimited earns extra cashback in the following categories:

• 5% cashback on travel you purchase through Chase Ultimate Rewards
• 3% cashback on restaurants and dining expenses, including delivery services and takeout
• 3% cashback on purchases from drugstores
• 1.5% cashback on all other categories

Last but not least, it also has a generous introductory 0% APR period of 15 months on purchases.

So, all things considered, this card provides excellent value for no annual fee.